1
Assistant Professor, Insurance Research Institute, Tehran, Iran
2
PhD Student, University of Tehran, Tehran, Iran
Abstract
Considering the rapid digitization of many aspects of life, the increase in cyber attacks is not unexpected. Some of today's cyber risks do not meet the usual insurable characteristics and cannot be insured. Limited insurability despite growing demand for cyber insurance poses challenges for long-term market growth. In Iran, cyber insurance has not received much attention due to the lack of knowledge and awareness.
In this paper, a formal definition for cyber risk was presented. The types of risks were classified based on the attack scenario. Also, the types of accidents and their insurance coverage areas were examined. In a part of the paper, cyber risk insurability criteria and changes to improve insurability were presented, and also the types of cyber insurance coverage and the consequences of cyber risk in the insurance industry were examined in order to help design cyber insurance policies in the country.
Hamzeh, A., Mireh, S., Kalhor, Z., & Fathi Nooran, H. (2025). Analyzing the concept of cyber risk and its security coverage methods. Electronic and Cyber Defense, 13(1), -.
MLA
Asma Hamzeh; Somayeh Mireh; Zahra Kalhor; Hanie Fathi Nooran. "Analyzing the concept of cyber risk and its security coverage methods", Electronic and Cyber Defense, 13, 1, 2025, -.
HARVARD
Hamzeh, A., Mireh, S., Kalhor, Z., Fathi Nooran, H. (2025). 'Analyzing the concept of cyber risk and its security coverage methods', Electronic and Cyber Defense, 13(1), pp. -.
VANCOUVER
Hamzeh, A., Mireh, S., Kalhor, Z., Fathi Nooran, H. Analyzing the concept of cyber risk and its security coverage methods. Electronic and Cyber Defense, 2025; 13(1): -.
)